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0% APR Finance

Buying an E-Bike on 0% finance is a very appealing proposition. Why? Because like with any finance deal, you can spread your payments over an extended period of time to make buying your new bike more affordable, but crucially, you won't be charged any interest for the pleasure.

Your dream bike and accessories could be closer than you think when you spread your cost with our range of finance options.

We don't require a deposit and you can choose a finance option to suit you whether you shop online or in any of our UK stores.

0% Finance is available over 12 months for bikes under £3000 and you have the option of 24 months for models over £3000.

Finance is available on purchases over £250 - just speak to one of our team in store who will provide you with a personalised quote.

Call us in Bristol 0117 403 1103, Solihull 01564 779323, Sutton Coldfield 0121 355 6366 or Stroud 01453 299171.

Representative Example

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Customer Deposit


12 Monthly Payments


Amount of Credit


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Total Amount Payable


Total Charge For Credit


Representative APR



To enquire about 0% finance please contact us HERE


Who are Santander Consumer Finance?
We are Santander Consumer (UK) Plc and we trade as Santander Consumer Finance. We are part of the Spanish Banco Santander Group and we provide a range of products designed for purchase of personal vehicles. Our finance and related products are distributed via a network of retailers and intermediary introducers, and also through partnerships with selected car, motorcycle and bicycle manufacturers. We are one of the UK’s leading independent finance companies with over half a million live customer agreements.
What finance is available?

You can choose to fund your bicycle purchase on a Fixed Sum Loan through Santander Consumer Finance.

A fixed sum load is a simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the goods. Fixed Sum Loan gives you immediate ownership of the goods, meaning they are yours from the start of the loan.

What information is required during the application process?
Due to the application for finance you will be asked for information such as name, 3 year address history, date of birth, email and telephone contact details, employment/income information.
What is the eligibility criteria?

To apply for finance you must:

  •  Be at least 18 years of age

  •  Have been a UK resident for 3 years or more

  •  Be able to make repayments by direct debit

  •  Provide proof of id (valid photo card driving licence, old style driving licence or valid passport)

To apply for finance you may be required to:

  •  Provide proof of address (dated within last 3 months)

What do I do if I am unsuccessful in my application for finance?

You will be informed if your application has been declined. The lender is unable to share the reason for decline with us. Some reasons your application might be refused include:

  •  you do not meet the eligibility criteria (see above);

  •  adverse credit reference agency information;

  •  your credit score;

  •  you are considered to be overcommitted; or

  •  your existing account performance with other lenders.

Credit is subject to status and is only available to UK residents aged 18 and over. Guarantees / indemnities may be required. Santander Consumer Finance RH1 1SR
The Electric Bike Shop (AOL) is a credit broker not a lender for the financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction

Join the community

For every bike sold online, we donate £10.00 to causes such as Help For Heroes

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