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Finance Available at 0% or 9.9% APR

Buying an E-Bike on finance is a very appealing proposition. Why? Because like with any finance deal, you can spread your payments over an extended period of time to make buying your new bike more affordable.

Your dream bike and accessories could be closer than you think when you spread your cost with our range of finance options.

We can offer 0% Finance over 12 months and if you require a longer term over 24 or 36 months then finance is available at 9.9% APR.

Finance is available on purchases over £250 - just speak to one of our team in store who will provide you with a personalised quote.

Call us in Brentwood 01277 671488, Bristol 0117 403 1103, Birmingham 01564 779323, Gloucester 01452 929533, Harrogate 01423 457117, Stroud 01453 299171 or Uckfield 01825 764695.

Representative Example

Cash Price	£1,899.00
Customer Deposit	£400.00
12 Monthly Payments	£124.92
Amount of Credit	£1,499.00
Interest Rate	0%
Total Amount Payable	£1,899.00
Total Charge For Credit	£0.00
Representative APR	0%

To enquire about finance please contact us HERE

Who are V12 Finance?

We act as a credit broker for V12 Retail Finance Limited to provide flexible and affordable options to pay for your goods on finance. If your application for finance is successful, you will enter into a Credit Agreement with either Secure Trust Bank PLC or Omni Capital Retail Finance Limited. V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 679653 and acts as a credit broker for Secure Trust Bank PLC and Omni Capital Retail Finance Limited. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550. Omni Capital Retail Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 720279. V12 Retail Finance is a trading name of Secure Trust Bank PLC.

What finance is available?

We offer some of the widest finance terms available to give you the best choice. See the tables below for more details. (Subject to status. Terms and conditions apply.)

Finance example

Product value is £3000.00

Finance your purchase

Choose your deposit

£300.00 Min Deposit

Max Deposit £725.00

Slide the bar to change your deposit value

Your available finance options

48 months Classic Credit 48 Months 9.9%
36 months Classic Credit 36 Months 9.9%
24 months Classic Credit 24 Months 9.9%
24 months Interest Free Finance (24 Months)
12 months Interest Free Finance (12 Months)
10 months Interest Free Finance (10 Months)
6 months Interest Free Finance (6 Months)

Your personalised finance estimate

Monthly Payments

£57.15

Duration (Months)

Purchase Price

£3,000.00

Todays Deposit

£725.00

Amount of Credit

£2,275.00

Total Repayable

£3,468.20

Interest Rate

9.9% APR Representative

Interest Amount

£468.20

Consumer credit services are only available to over 18s and subject to status.

Credit is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority with registration number 204550. For more information please visit www.v12retailfinance.com

If you are intending to use finance as your payment option, please note we will only ship your order to your billing address, and not to an alternative delivery address.

This is for estimation purposes only. Actual Finance Application is Completed During Checkout.

Finance Type	Min	Max	£1,899.00
Customer Deposit	£400.00
12 Monthly Payments	£124.92
Amount of Credit	£1,499.00
Interest Rate	0%
Total Amount Payable	£1,899.00
Total Charge For Credit	£0.00
Representative APR	0%

What information is required during the application process?

Due to the application for finance you will be asked for information such as name, 3 year address history, date of birth, email and telephone contact details, employment/income information.

What is the eligibility criteria?

To apply for finance you must:

• Be at least 18 years of age

• Have been a UK resident for 3 years or more

• Be able to make repayments by direct debit

• Provide proof of id (valid photo card driving licence, old style driving licence or valid passport)

To apply for finance you may be required to:

• Provide proof of address (dated within last 3 months)

What do I do if I am unsuccessful in my application for finance?

You will be informed if your application has been declined. The lender is unable to share the reason for decline with us. Some reasons your application might be refused include:

• you do not meet the eligibility criteria (see above);

• adverse credit reference agency information;

• your credit score;

• you are considered to be overcommitted; or

• your existing account performance with other lenders.

Finance Available at 0% or 9.9% APR

Buying an E-Bike on 0% finance is a very appealing proposition. Why? Because like with any finance deal, you can spread your payments over an extended period of time to make buying your new bike more affordable.

Your dream bike and accessories could be closer than you think when you spread your cost with our range of finance options.

We can offer 0% Finance over 12 months and if you require a longer term over 24 or 36 months then finance is available at 9.9% APR.

Finance is available on purchases over £250 - just speak to one of our team in store who will provide you with a personalised quote.

Call us in Brentwood 01277 671488, Bristol 0117 403 1103, Birmingham 01564 779323, Gloucester 01452 929533, Harrogate 01423 457117, Stroud 01453 299171 or Uckfield 01825 764695

Representative Example

Cash Price	£1,899.00
Customer Deposit	£400
12 Monthly Payments	£124.92
Amount of Credit	£1,499
Interest Rate	0%
Total Amount Payable	£1,899.00
Total Charge For Credit	£0.00
Representative APR	0%

To enquire about finance please contact us HERE

*Consumer Rights Act 2015

For Distance (online & Mail Order) Selling

Under theConsumer Contracts Regulations2014, a customer is allowed to return an item if they simply change their mind. A customer has the right to cancel at any time from the moment they place their online order, and up to 14 days from the day they receive the goods.The customer then has a further 14 days from the date they notify the retailer of their cancellation to return the goods. -There are exemptions to online returns which include tailor made/personalised goods.

For Faulty Goods:

Under theConsumer Rights Act 2015, a customer has an earlyright to reject goodsthat are unsatisfactory quality, unfit for purpose or not as described, and get a full refund. This right is limited to 30 days from the date the customer took ownership of the goods. If an item is faulty and needs to be returned, the customer does not need to pay postage costs for the return of the faulty item.If a customer is asked to return an item that arrived damaged, not as described or faulty, the retailer should refund the total cost of the return.

Credit is subject to status and is only available to UK residents aged 18 and over. Guarantees / indemnities may be required. Santander Consumer Finance RH1 1SR

The Electric Bike Shop (AOL) is a credit broker not a lender for the financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction.

Credit is subject to status and is only available to UK residents aged 18 and over. Guarantees / indemnities may be required.
The Electric Bike Shop is a credit broker not a lender for the financial promotion. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction

*Consumer Rights Act 2015

For Distance (online & Mail Order) Selling:
Under the Consumer Contracts Regulations 2014, a customer is allowed to return an item if they simply change their mind. A customer has the right to cancel at any time from the moment they place their online order, and up to 14 days from the day they receive the goods.The customer then has a further 14 days from the date they notify the retailer of their cancellation to return the goods. -There are exemptions to online returns which include tailor made/personalised goods.

For Faulty Goods:
Under the Consumer Rights Act 2015, a customer has an earlyright to reject goods that are unsatisfactory quality, unfit for purpose or not as described, and get a full refund. This right is limited to 30 days from the date the customer took ownership of the goods. If an item is faulty and needs to be returned, the customer does not need to pay postage costs for the return of the faulty item.If a customer is asked to return an item that arrived damaged, not as described or faulty, the retailer should refund the total cost of the return.

Finance Available at 0% or 9.9% APR

Representative Example

Finance example

Finance your purchase

Finance Available at 0% or 9.9% APR

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